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Foal Insurance

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Just wanting some opinions on foal insurance, which companies people are happy dealing with? I'm breeding to race.  Lower budget ($5000) stallion fee.  What insurance packages do people find best and approx. costs? Thank you.

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Took the risk last year and ended up with a decent vet bill and a dead foal ! Haven't found a chrystal ball which tells if a breeding's going to be a good one either, isn't that why we breed, hoping for a good one!;)

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